Understanding the Adoption Tax Credit

 

Has anyone you’ve ever known (perhaps even you) had a deep and sincere desire to grow their family through adoption, but its price tag was so overwhelming and discouraging that they concluded there is no way I could EVER afford to adopt?

And if that’s you, I truly understand.  Unfortunately, adoption is expensive and many of us do not have unlimited funds to be able to afford adoption. But before you decide that adoption isn’t an option because of the price, I implore you to educate yourself on the financial resources available to adoptive families, especially the Adoption Tax Credit. The Adoption Tax Credit can help families reduce their federal tax liability and greatly offset the costs of the adoptive process. For adoptions finalized in 2018, the adoption tax credit is up to $13,810 per child.

There is a lot of information on the web about the Adoption Tax Credit. Below are a few creditable resources that I want to share with you. It’s a spring board to your understanding of the tax credit.…And now for the mandatory legal disclaimer.…I’m in no way, shape or form, a tax professional nor am I endorsing any of the links. Please consult your tax professional for how you can receive the maximum benefits from the Adoption Tax Credit….and now, on with the show.

 

Here are a few online informative articles about the 2018 Adoption Tax Credit:

  • North American Counsel on Adoptable Children (NACAC): Adoption Tax Credit 2018:

https://www.nacac.org/help/adoption-tax-credit/adoption-tax-credit-2018/

  • Considering Adoption: How to Claim the 2018 Tax Credit:

https://consideringadoption.com/general/2018-adoption-tax-credit

  • The IRS:

https://www.irs.gov/taxtopics/tc607

 

 

Here are two YouTube videos that I found informative:

  • Rules for Claiming 2018 Adoption Tax Credit – How Can I Claim the Adoption Tax Credit?

https://www.youtube.com/watch?v=kjF9bIbIml8

  • The Adoption Tax Credit // Explained Simple By A Foster Mom

https://www.youtube.com/watch?v=09L0xJVlG_g

 

 

Please do not let the sticker shock of adoption or your lean financial portfolio be the only reason you do not pursue adoption. Do your research, talk to financial professionals and, if God has etched it onto your heart, never say never!

 

“The greatest legacy one can pass on to one’s children and grandchildren is not money or other material things accumulated in one’s life, but rather a legacy of character and faith”– Billy Graham

Equipping Minds of All Ages and Abilities to Reach Their Full Potential

 

 

Autism Spectrum, Anxiety, Dyslexia, Dyscalculia, Dysgraphia, Gifted, Learning Challenges, ADD/ADHD, Traumatic Brain Injury, Memory,Comprehension, Down Syndrome, Processing Disorders, Dementia, Executive Functioning, Fetal Alcohol Syndrome, Communication Disorders, Trauma, Post Concussion Syndrome, Parkinsons, PANDAS, and Neurodevelopment Disorders

Equipping Minds to Reach Their Full Potential 

Join Dr. Carol Brown

FACEBOOK LIVE

NO CHARGE

February 6,13,20,27 – March 6,13,20,27

Wednesday’s 6:30-7:30 PM  EDT

Or Join In Person at Buck Run Baptist Church

1950 Leestown Road, Frankfort, KY

Sessions will be recorded and available to watch later on the Equipping Minds Youtube channel and Facebook page.

 

Host a group at your home, church, or school.We will be playing games to build cognitive, social, emotional, sensory, and motor skills.  These games are used to find the specific areas in which the brain struggles such as working memory, processing speed, perceptual reasoning, and comprehension. Parents, teachers, and therapists are implementing at home, in the classroom, and in their centers improving reading, math, writing, language, social skills, and behavior.

 

We will have 8 sessions to equip you to work with your own children.

 

What separates Equipping Minds from other programs is its holistic approach. The Equipping Minds program uses nutritional therapy, primitive reflex exercises, sound therapy, vestibular therapy, and vision exercises in addition to Equipping Minds cognitive exercises.

 

Scientists are excited about your brain’s abilities to keep growing, learning, changing,and healing, ALL THROUGH LIFE! Equipping Minds will give you the practical exercises and games to do just that. You will be equipped to build memory, processing, comprehension, language, social, and reasoning skills in learners of all ages and abilities. It is based on a biblical view of human development that believes the brain can change.

 

Equipping Minds also differs from other programs, in that, these brain strengthening exercises use what the student already knows. Equipping Minds ingeniously sets aside academic skills allowing us to get to the foundational roots and cognitive functions, quickly and accurately. Working memory and processing speed are two of the most common weaknesses we see in students with learning challenges. They often get labeled with ADHD, dyslexia, and other learning disorders when what they really need is a holistic approach to address the neurodevelopmental and cognitive foundations.

 

I am excited to see how God will use this course. Please share with those you feel would benefit.

 

Blessings,

Carol 

Dr. Carol Brown has over 35 years of experience as a principal, teacher, cognitive developmental therapist, social worker, reading and learning specialist, speaker, HSLDA special needs consultant, and mother.  Carol has completed her Doctor of Education (Ed.D) from the Southern Baptist Theological Seminary. She received her M.A. in Social Services from Southwestern Seminary and B.A. in Rehabilitation Counseling from Marshall University. She is a contributing author in the book, Neuroscience and Christian Formation, Human Development: Equipping Minds with Cognitive Development , and the Equipping Minds Cognitive Development Curriculum. 

She has served as a learning specialist, teacher, principal, and head of school  in classical Christian schools in North Carolina, Georgia, Northern Virginia, and Lyon, France. Carol trains public, private, and homeschool educators in the Equipping Minds Cognitive Development Curriculum which she created. She has conducted professional development workshops for Kentucky Association of School Councils (KASC), Toyota, University of Kentucky College of Medicine, Kentucky Parks and Recreation, Kentucky Department of Vocational Rehabilitation, Centre College,Society of Professors in Christian Education (SPCE), National Alliance on Mental Illness ( NAMI),  homeschool conferences, and civic organizations. 

   

Why Should You Consider Adopting Through A Christian Adoption Agency?

 

 

You may ask yourself, “Is adopting a child through a Christian agency all that important?” After all, there are many ethical and competent agencies that provide excellent services but do not reference being Christian. Here at Nightlight, we are a distinctly Christian agency, and as a result, you may decide to adopt your child through us.

Nightlight believes in the dignity of human life. This is more than just a belief system in which we are “pro-life.” We advocate for life being given to all humans, starting with embryos—even embryos who may be considered “special needs.” In our Snowflakes program, Nightlight staff provide extensive services to both the genetic/donor and the adoptive families. We are committed to these embryos being born into loving families who have a positive view of adoption.

Because of our dignity for all human life, we value the birth families making an adoption decision. This translates into our advocating for openness in adoption so that birth parents and the adopted children can have continued relationships. We always want a woman’s choice to place a child for adoption to be a positive and life-affirming decision; therefore, we care well for expectant women. If instead of adoption they decide to parent, we give dignity to that decision as well. Women who are expecting children with profound special needs are also supported, and Nightlight has been able to place any newborn infant, regardless of the seriousness of the child’s needs, into a loving family.

Nightlight staff care for the orphan, as mandated in Scripture. At any one time, Nightlight offers close to 15 different international programs. We believe children need to grow up in families and not in institutions.

We at Nightlight are committed to placing foster children into stable families. We believe Christian families should be supported and not be deterred from fostering and adopting children who have experienced abuse and neglect. Our approach is refreshingly different in the attention our families receive.

Nightlight is pro-family. We believe children grow up best in a family environment with a mother and father who have made a life-time commitment to each other through marriage. While we do allow children to be adopted into single family households, we all agree nearly all children do best being reared by a couple. When families come to us to conduct their home study and adoption, these pro-family values are represented in the way we support our clients.

We value adoptions. This may be obvious, but not all adoption programs are financially prudent. Nightlight’s battle cry is “Get more kids adopted”; therefore, we offer nearly every type of adoption possible and do not choose to offer programs solely based on the economic success of a program.

Adoption is part of God’s plan. All believers are adopted by God as one of His children and so we view adoption as a positive experience. As with our spiritual adoptions into God’s family, earthly adoptions also come as a result of loss and grief. We know the struggle is real and adopted children can face many issues. We offer continual support and counseling to families—not just during the adoption process but after placement through our Post Adoption Connection Center.

Nightlight staff will be praying for you and your child. Each week, the staff at Nightlight pray for the needs of our birth families, adoptive families, waiting children, and our agency. We believe God loves our families and waiting children even more than we ever could and so we bring them before his throne often!

Nightlight staff and board members adhere to set of Christian and ethical principles. While many people who do not claim to be Christians observe these high ethical standards, we at Nightlight have a reason for our ethical standards: we are commanded to adhere to these morals. Our standards are not simply obedience to rules, but obedience to a God whom we love. Therefore, we will be honest, hard-working, diligent, giving, and caring because God gives us a special love for those placing children, “orphans,” and for those adopting these children.

We believe that being a Christian is a result of the transformative work of Christ in our lives. Most importantly, those at Nightlight believe Christianity is more than an ideology through which we provide services. Our goal is that children’s lives will be transformed by a relationship with Christ in the context of a loving family. So how does God’s transformative work in us at Nightlight make a difference in the way we provide services to our families? First, we believe God is sovereign, and He knows the child for you. Your child may or may not be through Nightlight. Next, we seek to be directed by the Holy Spirit, so the decisions we make are often the result of prayer. We are not perfect. Our goal is to be wise and provide godly counsel and support to you and your family. Such counsel and support begins when you first make a decision to adopt and go through the adoption process and continues long after you are home with your child.

 

If you have determined that Nightlight is the right agency for you, then we are honored to serve you and your child!

 

Called To Adoption: Where To Start?

 

It’s the start of a brand new year, and among your other goals, adoption comes up. Many couples feel called to adopt, either from discussing it for years, because of an infertility journey, or sometimes after hearing a touching story about a child and their forever family. Since this is a common time of year for planning, adoption may be something you are wanting to consider more seriously.

 

Talking about adoption, and starting an adoption process are two very different things. So how do other people go from dreaming, to achieving their goals?

 

Step 1: Research the different types of adoption

If you haven’t looked into it yet, there are many different avenues for adoption. Each one unique with different pro’s, con’s, costs, and timelines. You may want to get a basic overview (hyperlink: https://www.youtube.com/watch?v=oCg7-2WPoOM&t) about each of the options before further researching. It may help to start with simple questions like what age of child you are hoping to adopt, or whether or not you will be available to travel for an adoption process.

 

Step 2: Pick up your phone and call for more information

While it’s tempting to try to gather as much information as you can through the internet, it can also take a lot of time and lead to misinformation. Agencies have trained staff who are available to answer your questions, and help you decide if an adoption program may be the right fit. Chances are there might even be some questions you haven’t thought of yet that they can catch you up on.

 

Step 3: Pray together and narrow your options down

With a basic understanding of the types of adoption you could consider, and your questions answered, you are now in a place to discuss and pray about what program may be right for your family. This can be a vital stage in the process that you won’t want to skip over. Seeking God and making sure that everyone is on the same page will save a lot of stress down the road. It’s natural to feel nervous about starting such an important journey, but make sure you also have peace about it.

 

Step 4: Get started

This can look different from program to program, usually it means filling out an application. Adoption can be a paper intensive process, so it helps to stick your toe in the water before jumping in. You will have plenty of work ahead, but the end result is an incredibly important little person that is waiting to meet you. They are worth every step of the process.

 

If you would like more information about different adoption programs, talk through your questions with our trained staff at (502)423-5780, or fill out our inquiry form. (hyperlink: https://nightlight.mysamdb.com/SAM/Fm/ApplicationForm_Preliminary_NL_Edt.aspx)

What Is a Putative Birth Father Registry?

 

 

If you have researched domestic infant adoption, you may have heard the terms putative father, putative father registry or birth father registry.  A putative father is a man who is believed to be the biological father of a child when he is not married to the mother at the time of birth.  Unfortunately these men are only known to adoption agencies or attorneys if the birth mother names them.  If the birthmother is unwilling or unable to identify the father of her child, it is impossible to locate him.  As such, this gentleman may not be informed of the child’s birth or the potential adoption process.  In some cases, he may not even know that he has fathered a child.  States are faced with the question of how to protect the parental rights of these men.  A man has the right to know he has fathered a child and the right to choose to parent the child if he desires and is able, just as the birth mother has the right to do so.

 

Each state has its own law on how to proceed with an adoption involving a putative father.  Some states require a man to support the birthmother and be involved in her life during the pregnancy to establish his parental rights.  Generally a set period of time has to pass after the birth of the child without any supportive action from the putative father for a court to proceed with terminating his parental rights.  If a birthfather is unknown, there can be increased legal risk for the adoptive placement.  When a gentleman becomes aware of his child after being placed for adoption, a long legal battle can ensue with possible disruption after a child has attached to their adoptive parents.  The case of baby Jessica [1993], removed from her adoptive parents at the age of 2 years to be placed with her biological father, is an example of this.

 

Many states have responded to this ethical dilemma by using putative birth father registries, which require a man to register if he believes he has fathered a child and would like to assert his parental rights.  Currently over 30 states have such registries and each operates slightly differently.    There is generally a limited time period for him to register after the birth of his potential child.  Registration commonly includes providing his name, verifiable identifying information, location and contact information, as well as any information he has for the woman with whom he was intimate, including approximate date.  During an adoption process, an adoption agency or attorney checks the registry for matches to the birthmother making the adoption plan.  If a match is found, the man is then notified of the birth and the adoption proceedings.  If he does not respond, his parental rights can be terminated along with the birthmother’s so the adoption may proceed.

 

One of the limitations of the current system is that each state operates their putative father registry separately.  If a child is conceived in one state but born in another, a man may not know to register in both states.  It is entirely possible for a child to be born outside of the state where the man is registered and he is therefore never notified.  The Permanency for Children Act of 2017 (HR 3092) proposes a national putative father registry to prevent such issues, assisting states in locating putative fathers in other states.  This bi-partisan bill proposes expanding the use of the Federal Parent Locator Service to cooperate with state systems and cross-reference to exchange information.  The FPLS is currently used to establish paternity and locate parents specifically for child support obligations.  This framework and system is a logical starting point for national cooperation and oversight of a federal putative father system.

 

If you would like to learn more, I encourage you to do the following:

 

  1. Read Mary Beck’s scholarly article “Toward a National Putative Father Registry Database
  2. Review this fact sheet from the National Council for Adoption on the Permanency for Children Act of 2017
  3. Personally call your representative and ask them to support this bill

Is Egg Freezing the Only Solution?

Egg freezing may be used to preserve future fertility for women. Mature oocytes (eggs) are harvested from a woman’s ovaries, flash-frozen (vitrified), stored, and are later thawed to create embryos using in vitro fertilization Recently, we came across a very informative video series in which a 29 year old woman records her egg freezing experience.

It has only been recently that researchers have become more confident in successfully freezing human eggs. More women are considering it for a number of reasons:

  1. Cancer or other medical treatments: Certain medical treatments — such as radiation or chemotherapy — can harm egg numbers and quality. Egg freezing allows women to potentially have biological children in the future.
  2. IVF: After an egg retrieval cycle, some of the eggs may be fertilized for a current pregnancy attempt and other eggs may be stored for future pregnancy attempts. Embryos are created on an as-needed basis.
  3. Fertility Preservation: A woman may choose to freeze her eggs when she is young, unmarried, and just beginning her career. Then when she is ready to begin having children, eggs will be thawed, fertilized, and transferred.

The last reason is becoming more popular. One of the most important factors in successful egg freezing is the age of the woman. Egg quality declines as women age, so the earlier they are frozen, the more likely the eggs will survive the freezing and thawing process.

But is the process, expense, time, and risk involved worth it?

Egg freezing is costly, both financially and emotionally. Each egg retrieval cycle takes several months and some women may have to complete more than one retrieval in order to secure enough eggs for future use. The procedure to harvest eggs from the ovaries costs about $10,000, which does not include the cost of the medication and hormone injections the woman has to take for several weeks to stimulate her ovaries. After the embryos are frozen, there is an annual storage bill, averaging $600.00 a year. And when the eggs are thawed, fertilized, and transferred to the uterus through an IVF cycle, the cost ranges from $5,000 – $12,000.

Of course, there is no guarantee a woman will be able to have genetic children in the future if they freeze eggs now.

Are there other options?

Yes! There is another successful option for achieving a pregnancy in the future without incurring the expense of egg freezing. It is called embryo adoption. Embryos that have already been created IVF cycles are made available to for adoption. The adopting family uses the embryos to achieve a pregnancy and give birth. There is no expense for egg retrieval. No painful procedures. It’s affordable. It’s proven successful.

Anyone considering freezing their eggs should be aware of this option for future pregnancies. To learn more about embryo adoption, visit www.Snowflakes.org.

Sensory Processing Disorder: Why Does My Child Struggle With Sensory Issues?

 

I was greeted at the door by a mom and her two year old newly adopted son dressed in a very cute sailor outfit. However, by the time we walked about ten feet into the kitchen and sat down, the child was naked and flooding the bathroom! Although at first glance, one might assume this child had ADHD, when in fact he had a Sensory Processing Disorder. What this mom learned very quickly, is that therapy and the use of some accessible activities can really help calm the senses of children dealing with sensory integration disorder.

Sensory processing disorder (or SPD) is also known as Sensory Integration Disorder—a condition where the individual struggles to process or have appropriate responses to the demands of their environment. Basically a ‘sensory overload’ where the brain becomes overwhelmed with smells, sounds, sights, textures, temperature and other sensory input—affecting a child’s social skills and behavior.

If you have concerns about your child having these issues, speak with your pediatrician. Your child might benefit from a referral to an occupational therapist. They are trained to evaluate and develop a plan of care or interventions that can be helpful for your child.

Occupational therapists refer to a ‘sensory diet’—activities that are sensory based and help the child to calm down. It might be helpful to keep a diary of your child’s behavior as that will help the professionals identify issues of stress and possible interventions. Be aware of activities or situations that cause your child to go into sensory overload. Avoid them or have ‘escape’ plans with your child, so that your child feels more in control of the situation.

Here is a list of some of the activities or interventions used as part of the treatment for SPD.

  1. Miniature trampoline – jumping can actually help the brain settle down.
  2. Sandbox with Measuring cups and items hidden in the sand to find.
  3. Packing plastic that can be rubbed on the child, or popped.
  4. Weighted blanket – cover the anxious child in a weighted blanket
  5. Weighted vest – sew weights into the pockets
  6. Bubble gum – chewing will help to calm the senses.

Addition Resources:

Websites:

Books:

Part 2: Salem Family Answers Common Embryo Adoption Questions

It’s January 2015, and for Adéye Salem, that means she’s less than a month away from the frozen embryo transfer that she and her husband have been preparing months for.

Adéye recently braved the cold weather and made another video to answer your questions about embryo adoption. In this video, she answers questions about their decision to adopt embryos through open adoption, as well as what their plans are if no babies are born from the process.

Check out the video below:

Learn more about Salem Family’s journey and the challenges that they’ve faced on the Embryo Adoption Awareness Center’s blog!

Part 1: Salem Family Answers Common Embryo Adoption Questions

Adeye and AnthonyAnthony and Adéye Salem are working on a series of videos to answer your questions about embryo adoption. In the first video, they answer questions about:
Age – Are they too old for embryo adoption?
Success Rate – Why did they choose embryos that have a 20-30% chance at life?
Family Size – How they manage life with nine children, and how will they do it with even more children?
Medication – What kinds of medication will Adéye have to take leading up to the FET?

See the full video and watch for their shout out to Snowflakes®:

As their mid-January Frozen Embryo Transfer nears, the couple will release more videos to answer your questions. Visit Adéye’s blog and leave questions in the comments for their upcoming videos!