It is possible to make your adoption affordable. Nightlight will partner with you to explore all options, and help make it happen. Some Nightlight clients have fully funded their adoption through no-interest loans, grants, tax credits, and fundraising!

Here is an example of how a typical couple could fund an adoption from Russia, which could cost about $42,000, but may only require $9,000 out of pocket expenses. Click on the links below to learn more about each source of funding.

Keep in mind that adoptions from foster care are generally free, or minimal cost.  In fact, family who provide foster care, or who adopt from foster care, are eligible for a monthly stipend from the state and also receive medical care for free, plus other subsidies.


Total Expenses $42,000

Grants $5,000

Loans $10,000

Fund Raising $4,500

Tax Credit $13,500

AAP $Monthly payments to you from the state!


Out of Pocket $9,000

Why Is Adoption So Expensive?
9 Ways an Average Person Pays for Adoption (and other helpful links)
How in the World Do You Afford Adoption?


Funding Chart

Nightlight Foundation (formerly “Babushka Fund”) Scholarship Program

This need-based fund supports the adoption of hard to place or special needs children through domestic adoption or international adoption. Our scholarship committee reviews applications and awards available money to prospective adopting families.

Nightlight Foundation Scholarship Information & Application

Little Miracles Scholarship Program

Recently, the Snowflakes Team established a scholarship specifically for supporting the adoption of harder to place or waiting embryos in its embryo adoption program. The Snowflakes Team will review applications and make awards available money to prospective adopting families.

Little Miracles Scholarship Fund Information & Application